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How Are Your Auto Insurance Premiums Affected When Your Child Goes Away to School?

September is right around the corner and soon thousands of college and university students will be leaving the nest (and the car) behind. If your child is going away to school and is listed on your auto insurance policy, it’s time to give your auto insurer a call. It’s a call worth making as it could lead to a lower auto insurance rate. Student discounts help parents save Many auto insurers offer discounts designed to help parents keep a lid on the cost of auto insurance, and there are

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Insurance 

When Does a Driver Have to Be Listed on an Auto Insurance Policy?

To list a driver on an auto insurance policy or not to list, that is the question. Your auto insurance is determined, in part, by the drivers listed on your policy. But who exactly should be listed on your policy? Do you need to add your neighbour who occasionally borrows your SUV when they shop at Costco? Do you need to include your teen driver who only has their learner’s permit? We’ll tackle five common “should they be listed” scenarios that are often asked by

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Insurance 

«Disappointing results» for Aviva Canada, says its CEO Colm Holmes

by Hubert Roy 2 August 2018 13:30 Colm Holmes An insurer over claims that the many claims which occurred in the second quarter of 2018 have had a great impact on its financial results. Colm Holmes, CEO ofAviva Canada has held its about then that the insurer reported this morning its results for the first half of 2018. The insurer, whose head office is in the United Kingdom, discloses two times per year. Mr. Holmes holds, and statements similar to those of Charles Brindamour, Intact financial Corporation, and Rob Wesseling,…

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Insurance 

Four months in prison for having transmitted false information

by Writing August 2, 2018 11:30 William Fernandez was sentenced last June 20 to a term of imprisonment of four months and must pay fines totalling 53 574,80 $ to have breached the securities Act. The decision of the justice of the peace magistrate Nancy Lecompte, of the Court of Québec, district of Salaberry-de-Valleyfield, puts an end to a criminal prosecution brought by thefinancial markets Authority. Five counts of the indictment Mr. Fernandez has pleaded guilty to the five counts with which he was faced, or to have provided false…

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Insurance 

Several manufacturers have recently reduced the cost of their funds

by Alain Thériault August 2, 2018 09:45 Alain Huard Many of the manufacturers of mutual funds and exchange-traded funds have reduced their fees since the beginning of the year, particularly in the last few weeks. The trend is growing with the competition and the advisers who set their heart on fund fees. Like many of the players who had done formerly, Invesco Canada has reduced the fees of many funds. He did it in may for its common fund, and on July 27, for its exchange-traded funds (ETFS). For example,…

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Insurance 

The weather forces Intact to be resilient, » said Charles Brindamour

by Justine Montminy 1 August 2018 13:30 Charles Brindamour The harsh climate has affected the financial results ofIntact financial Corporation during the second quarter of 2018. The insurer suffered a decline of 34 % in net income, as determined at 161 million dollars ($M), against$ 243 Million recorded in the same quarter of the previous year. The combined ratio remained rather stable, with a deterioration of 1.1 percentage point, reaching for 96.1 %. «The strong performance of OneBeacon 93.8% was offset by the increase in catastrophe losses in Canada,» says…

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Insurance 

The debt affects the lives of the couple and the mental health

by Alain Thériault 1 August 2018 11:30 Photo : Freepik The debt and the interest rate increase has a detrimental effect on many Canadians, according to the Report of Manulife on debt and higher interest rates. A Source of stress for many people, the debt makes Canadians particularly averse to rising interest rates. Curiously, they do not prioritize them not to talk to their advisor or to make a financial plan. Fort of 2003 responses of Canadians aged 20 to 69 years old interviewed in may, the survey conducted by…

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Insurance 

Sébastien Gabez takes the direction of April Canada

by Hubert Roy August 1, 2018 09:45 Sébastien Gabez | Photo : Réjean Meloche New leadership at the head of the wholesaler April Canada. Sébastien Gabez, who was the chief financial officer, takes over the management. He succeeds Nick Kidd, thanked for their services. The last day of Mr. Kidd to be the head of April was the 31st of July. Mr. Gabez takes charge today. The Journal of insurance and spoke with him. A reorganization will, confirmed Mr. Gabez, since it will not retain all of the hats that…

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Insurance 

3 books that have defined the leadeurship of Yvon Charest

by Writing August 1, 2018 07:00 Yvon Charest | Photos : Michèle Bourdeau Great leader, great reader! Yvon Charest, president of iA Financial Group has embodied this role during an interview conducted in front of an audience of business people convened through a collaboration between the Saint-James Club and the reading Club Affairs on 27 April. Generous, eloquent, and energetic in his comments, the participants were delighted of the multiple stories he told. Here are the three books that he presented : Gender Intelligence : Breakthrough Strategies For Increasing Diversity…

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