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4 Myths About Getting a Term Life Insurance Policy

If you’re reading this, you probably know what term life insurance is but, like many Americans, you might not be entirely sure how it works.

To help make your research a little easier, we’ve compiled answers to the questions you’ll need to ask when looking for a new policy. But first, let’s take a look at the mechanics of a term life insurance policy.

How Does Term Life Insurance Work: The 30-Second Summary

Term life insurance offers coverage to your family for a specific term, most often in increments of 10-30 years. When your term ends and you stop paying your premiums, your coverage ends. Term life insurance is much more affordable than whole life insurance that covers your entire life.

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