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How to Buy Term Life Insurance for Stay-at-Home Mom or Dad

For the first time in decades, the number of stay-at-home parents (SAHP) is on the rise in the United States.  This isn’t because families are more financially stable and they have the luxury to not need a second income, but mainly because the cost of child care has increased so dramatically it makes more sense for a parent to stay home versus pay for daycare or a nanny.

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