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Lincoln Announces Enhanced Investment Flexibility and Benefits to Its Portfolio of Guaranteed Lifetime Income Solutions

RADNOR, Pa.—(BUSINESS WIRE)—Lincoln Financial Group (NYSE: LNC) announced enhancements to its
guaranteed lifetime income riders accessible by a flagship Lincoln
ChoicePlus Assurance
SM and American Legacy®
non-static payments solutions. The enhancements, that supplement some-more flexible
investment mandate and increasing income payouts, yield advisors
and consumers with some-more options to assistance emanate a famous source of income
in retirement that they can never endure and that can never go down.

“We continue to design long-term expansion in a payments marketplace given
demographic trends and a fraying of normal supervision and
corporate reserve nets. Generating income in retirement is harder than
ever, and we’re committed to delivering solutions that assistance overpass the
opening between retirement resources and income needs,” pronounced Brian Kroll,
comparison clamp boss and conduct of Annuity Solutions for Lincoln
Financial Group. “These enhancements concede us to offer aloft upside
intensity by giving larger entrance to equities, or some-more income through
increasing payout percentages – assisting advisors yield clients with a
famous tide of income they can’t outlive.”

New supplement elections of Market Select® Advantage
underline some-more investment options but a managed risk conceal and adult to
70% equity bearing (up from 60%), that can lead to aloft upside
expansion intensity by Lincoln ChoicePlus AssuranceSM
and American Legacy®. New supplement elections of i4LIFE®
Advantage Select GIB also advantage from this enhancement. i4LIFE®
is Lincoln’s singular income placement process that offers clients
tax-efficient lifetime income when investing nonqualified assets. These
vital advantage riders are accessible by Lincoln non-static annuities
for an additional cost.

“i4LIFE® is an generally absolute apparatus for
nonqualified assets,” combined Kroll. “No other product in a marketplace can
offer a singular income advantages and taxation advantages that investors
accept with i4LIFE®. With these enhancements, i4LIFE®
allows clients to attend some-more actively in a equity marketplace for
larger income potential.”

Lincoln also announced increasing income payouts for single- and
joint-life contracts with new elections of Lincoln Lifetime IncomeSM
Advantage 2.0 Managed Risk, an discretionary vital advantage supplement available
for an additional cost with American Legacy® and Lincoln
ChoicePlus Assurance
SM variable payments solutions. Income
percentages increasing for a following ages:

  • Joint life: ages 65-74 to 5%
  • Single life: ages 65+ to 5.25%
  • Single life: ages 59-64 to 4.25%

“Advisors spin to a Lincoln Lifetime IncomeSM
Advantage 2.0 resolution due to a aloft income it can yield their
clients via retirement relations to other solutions in the
marketplace,” pronounced John Kennedy, comparison clamp boss and conduct of
Retirement Solutions Distribution for Lincoln Financial Distributors.
“These aloft income payouts make this supplement among a many competitive,
and give clients even larger guaranteed lifetime income in retirement.”

Variable annuities are designed for retirement and offer lifetime
income, tax-deferred expansion and genocide advantage word for desired ones.
To confirm if a non-static payments is right for you, cruise that it is
theme to investment risk, includes costs, and all guarantees–including
those for discretionary features–are theme to a claims profitable ability of
a arising company.

For some-more information about Lincoln’s non-static payments enhancements,
greatfully revisit

This press recover is not an offer to sell these bonds and is
not soliciting an offer to buy these bonds in any state where the
offer or sale is not permitted.

About Lincoln Financial Group

Lincoln Financial Group provides recommendation and solutions that assistance empower
people to take assign of their financial lives with certainty and
optimism. Today, some-more than 17 million business trust a retirement,
word and resources word imagination to assistance residence their
lifestyle, resources and income goals, as good as to ensure against
long-term caring expenses. Headquartered in Radnor, Pennsylvania, Lincoln
Financial Group is a selling name for Lincoln National Corporation
(NYSE:LNC) and a affiliates. The association had $229 billion in assets
underneath government as of Dec 31, 2016. Learn some-more at:
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Lincoln Financial Group® affiliates, their distributors, and their
particular employees, representatives, and/or word agents do not
yield tax, accounting, or authorised advice. Please deliberate an independent
confidant as to any tax, accounting, or authorised statements done herein.

Variable annuities are long-term investment products designed for
retirement functions and are theme to marketplace fluctuation, investment
risk, and probable detriment of principal. Variable annuities enclose both
investment and word components and have fees and charges, including
mankind and expense, administrative, and advisory fees. Optional
facilities are accessible for an additional charge. The annuity’s value
fluctuates with a marketplace value of a underlying investment options,
and all resources amass tax-deferred. Withdrawals of gain are
taxable as typical income and, if taken before to age 59½, might be
theme to an additional 10% sovereign tax. Withdrawals will revoke the
genocide advantage and income obey value.

Investors are suggested to cruise a investment objectives, risks,
and charges and losses of a non-static payments and a underlying
investment options delicately before investing. The applicable
prospectuses for a non-static payments and a underlying investment
options enclose this and other critical information. Please call
888-868-2583 for giveaway prospectuses. Read them delicately before investing
or promulgation money. Products and facilities are theme to state

Lincoln non-static annuities are released by The Lincoln National Life
Insurance Company, Fort Wayne, IN, and distributed by Lincoln Financial
Distributors, Inc., a broker-dealer. The Lincoln National Life
Insurance Company does not appeal business in a state of New York,
nor is it certified to do so.

Contracts sole in New York are released by Lincoln Life Annuity Company
of New York, Syracuse, NY, and distributed by Lincoln Financial
Distributors, Inc., a broker-dealer.


Tags: #life insurance

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