Term life insurance is the most straightforward form of protection. You generally pay premiums on a monthly or annual basis and your family is protected for that «term.» State Farm Life Insurance Company and State Farm Life and Accident Assurance Company (Licensed in NY and WI) offer a variety of affordable term life insurance products to fit your needs, time frame, and budget.
- Help provide for a family’s loss of income
- Cover short-term debts and needs
- Provide additional insurance protection during the child-raising years
- Provide longer term protection to help your family pay off a mortgage or to help pay for a college education
Get Instant Answer Term Insurance™ In Minutes
Little moments make a life. When your moments go from «me» to «we» or you move into that next stage of being a grown-up, you may be short on time and budget. That’s why we made Instant Answer Term Insurance™ as simple and affordable as life insurance gets.
Get protection for your loved ones in just minutes.
No medical exam.* No hoops to jump through. Minutes is all it takes to be ready for the moment they need you most.
*Issuance of the policy may depend upon the answers to the health questions in the application, the truthfulness thereof and evidence of insurability.
Mortgage Protection Insurance Helps Cover Your Family’s Home
Your home may be one of the biggest investments you’ll ever make, and your family probably depends on your income to help make the mortgage payments. So in the event of your death, your loved ones might struggle to keep the home. You can help prevent that from happening. Take an important step now to help protect your home and family with a State Farm® Mortgage Life insurance policy.
Protection and Cash Back — That’s a Return of Premium Term Life Insurance Policy
You want to help protect your loved ones from financial hardship if you can’t be there for them. That’s what life insurance is all about. But instead of life-long life insurance coverage, you may only need to protect your family from long-term expenses such as the mortgage, your children’s education, or a home equity loan.
In that case, State Farm Return of Premium Term Life insurance might be just what you need. It offers a level premium payment term of 20 or 30 years, whichever you choose. And if you outlive that level premium payment period, you’ll get all the policy premiums you’ve paid back at the end of the term.1 A guarantee like that makes it easier to give your loved ones the financial protection they need.